Your Blueprint
for offering Profitable
Payment Card Products.
Build and run card products with confidence — from card plumbing and routing to profitable pricing and adoption.
Who it's for
Professionals running card issuing, program management, or acquiring and acceptance.
Launching USD cards, companion cards, virtual cards, prepaid, or contactless.
Anyone tired of guessing — ready to run cards with real visibility and decisions.
This is who you'll be after 3 weeks.
- 01Design a card product as an archetype (provider-agnostic) and choose the right setup.
- 02Map card transactions end-to-end and pinpoint why failures happen.
- 03Design the issuing tech stack: CMS, processing flows, routing logic, and integrations.
- 04Define the logs and dashboards needed to debug declines and stability issues fast.
- 05Build a complete pricing waterfall: setup, per-transaction fees, failure costs, provider fees.
- 06Create a practical adoption plan that scales issuance and drives repeat usage.
What changes when you get back to work.
- Clear partner conversations with banks, processors, and providers — without sounding lost.
- Fewer launch mistakes and faster troubleshooting when things break.
- Better pricing decisions backed by a true cost stack and failure-rate sensitivity.
- Stronger adoption driven by reliability-first distribution and usage design.
What you get
Live, hands-on, and built around the realities of running card products in African fintech.
Live sessions plus recordings you keep.
Take-back-to-work templates after every week.
Issuer and acquirer perspectives, side by side.
Download the week-by-week curriculum
Get the full PDF — modules, learning outcomes, labs, and reading list — hosted on Google Drive.
Cohort details
- Dates
- July 11, 2026 – July 25, 2026
- Time
- 9:00 AM West African Time, weekly on Saturday
- Duration
- 3 weeks · 3 hours live each week
- Format
- Online · Live . Saturdays Only + recordings
- Curriculum
- Architecture, pricing, stakeholders, business models
Full event information is shared after purchase. Payment plans available.
The PaymentLogue
PaymentLogue is a working community and publication for payments operators across Africa. Through the School of Fintech, we run cohort-based courses on the systems, economics, and decisions behind real payment products.
The Cards Masterclass is led by practitioners who have shipped and scaled card programs — issuer-side and acquirer-side — and know where the failures actually happen.
What past participants say.
Operators from banks, fintechs, and processors who've sat through earlier cohorts.
"Before this masterclass, I thought card programs were just about the operational infrastructure, but the most valuable insight I gained was learning how to approach pricing from a strategic product perspective, ensuring sustainable revenue levers across the value chain while delivering real value to partners and cardholders."
O. BolajiFintech Professional"The most valuable thing I learned in this masterclass was card profitability and pricing. The course completely transformed my surface level understanding of card issuance and program management, and it finally helped the business models click so I can build better business cases for card products moving forward."
G. OkorieFintech Strategy Consultant"Before taking this course, I thought card programs were the core product rather than a utility, but the masterclass shifted my perspective by teaching me a profitable way to build a fintech business through strategic pricing mechanisms for card programs."
J. OlobaFintech Professional"Before this course, I viewed card programs strictly through the lens of infrastructure by focusing on the framework of schemes, processors, and issuers, but the masterclass shifted my perspective to treat cards as a strategic product with diverse revenue levers across issuance and transactions to build a truly sustainable fintech business."
B. OlaniyiFintech Professional
Run cards with control.
Join the July cohort.
Seats are limited · Cohort opens July 11, 2026